You can save $100,240 by having husband and wife trusts in order for each to take advantage of his and her $1,000,000 exemptions from Massachusetts estate taxes.  If one spouse dies and leaves all the assets to the surviving spouse, he or she will have to pay $100,240 to the Commonwealth on the $2 million.

 Would you spend several thousand dollars for a good estate plan that creates a savings of $100,000?  For $300 I will meet with you to explain the options available to you   If you decide to go forward that will be your choice, but if you do not wish to do so, that’s fine also.

 If you have minor children, you need to think about appointing guardians to avoid a fight among family members as to who will take care of them if both mother and father die.

 A good Durable Power of Attorney can help you avoid the appointment of a guardian or conservator.

 A good Durable Power of Attorney for Health Care can help you avoid stonewalling by doctors, hospitals, and health care providers if you need information to make end of life decisions.